For all victims
Under the US-Auto-insurance, at least 55% of the premium should be dollars to compensate victims of trafficking. There is a widespread feeling that this is not enough, and there are complaints about rising prices, the controversial policy cancellation and the slow payment of claims. Some call for more federal regulation, a radical transformation of the whole system. A subcommittee of the Senate Root-andbranch a survey of self-insurers, President Johnson has the Department of Transportation, one to two years of its own probe.
Taoe reduction of bureaucracy. The largest party in response to public indignation, earlier this month, ten largest insurance companies began to test a new method of conflict resolution the right to reduce bureaucracy and to avoid costly litigation. It is also hoped that the new system saves money for businesses. In seven countries circles around Chicago, they are immediately offered a wounded victim as much as $ 5000 for medical expenses. If the victim must be an inhabitant of the region, is not to accuse others, the participating companies, see also another $ 7500 in Quick cash to cover lost wages, disfigurement, malaise, suffering and the disability. Alternatively, a person may refuse to supply and support its traditional claims on the nature and manner.
Given that 95% of car accidents are at the end of juries constant $ 10000 or less, the number, businesses, if only 30% of respondents have proposed fast payments, she accepted experience cost nothing extra insurers . In the unlikely event that each victim of its offer, the companies believe that their claims costs, now inflated attorneys and legal costs awards for pain and suffering, would be at least 20%.
The plan of the industry’s first major attempt mollify its critics - was during the six years of research by the American Alliance Mutual Insurance, a member of the 122-trade group. Ex-President Paul S. levels Wise: “How to design more than half a century, a car-liability policy on the protection of the driver of a car against the appeal, not to compensate victims of accidents. Legally, it is always the case. But public expectations vis-à-vis protect victims. “Although the Alliance calls on its plan carefully” guaranteed benefits, the warranty does not cover damage to property, it is only for people injured by insurers to maintain a state responsibility, because it ‘ is not attributable to the accident.
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