Facilitating the pain of car accidents
The reason that American courts are chocked labels auto accident with damage is directly recyclable hoary to the rule of “guilt” the idea that the possibility of a victim, if he has not acted negligently, and the defendant. Given that these issues are often controversial controversial, deserves a victim perhaps too haggling for years, just before his transfer and it can share about one third of him with his lawyer. The costly and complex process continuous increase in prices of auto insurance, but the amounts paid to the cost of accident, as there is much less than the 50 cents of every dollar insurance companies to collect premiums.
No negotiations. The ideal solution to the problem, said Harvard Law Professor Robert Keeton and Jeffrey O’Connell of Illinois, it would be a system lor how to make more money for the victims during the loading process at least for politics and the compensation in most cases, Worked on accidents courts. As workers, provision of health insurance, teachers’ protection plan as a basis “allows a resumption lack of evidence. As worked in a new book, fundamental to the protection of victims of trafficking (Little, Brown, 13 , $ 50), the plan requires that the owner of the vehicle for the implementation of a policy, it would be for the payment of all victims of the Out-of-bag costs up to $ 10000 These costs would also be hospital care and medical, and that 90% of the loss of wages (in theory, that 100%, payment malingering), and would be paid if it actually occurred, rather than a lump sum subdivision. Irrespective of this , Was a fault in an accident, the driver and his passenger injured would immediately benefit the driver’s own insurance company rather than other drivers. If both drivers were injured, it would directly with their own insurers and does not expect long negotiations.
All this with insurers greater kitty, who pay for immediate benefits because 1) contribute to all drivers, premiums, and 2) all damage suits under $ 10000 would be eliminated. In addition, the plan should also outlaw data are based on pain or suffering, unless they exceeded $ 5000 The authors claim that it is impossible for such damages have an exact value of dollars to get rid of more Small Court also affirmed cut administrative costs and legal insurance and give them a chance to lower prices Premium. Some claimants, for sure, one can inflate their pain and suffering of information about $ 5000 but if it does, they would be (as now) to prove both their passion and other colleagues and debt.
Attractifs idea. Since Out-of-sac would have had to pay fees, but automatically, only cases, the debt problem and a jury would be relatively rare, which comprise more than $ 10000, or pain and suffering claims more $ 5000. The insurance mathematics studies are currently underway to determine how much money the plan would save both motorists and insurance companies. The idea seems so attractive that several States eventual adoption in Michigan, so that the legislation already in place.
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